TERMS OF SERVICE

Effective Date: November 18, 2025

Welcome to the website of Gotham Adjusting Alliance LLC ("Company," "we," "our," or "us"). By accessing or using this website (the "Site"), you ("User," "you") agree to be bound by these Terms of Service ("Terms"). If you do not agree with these Terms, do not access or use this Site.

Company Information
Gotham Adjusting Alliance LLC
Albany, NY
Email: [email protected]

Services Provided
We provide professional claims adjusting and related services including, but not limited to: auto damage inspections (field and virtual), desk adjusting, supplements, total loss evaluations, photo estimating, property claims adjusting, claims administration, appraisals, and AI-supported estimating.
Our services are primarily for insurance carriers and third-party administrators. We do not provide services directly to policyholders at this time.

No Insurance or Legal Advice
We are not an insurance company and do not sell or administer insurance policies. We also do not offer legal advice. Claim decisions, coverage determinations, and legal interpretations remain the responsibility of the carrier.

No Guarantee of Turnaround or Outcomes
While we strive for efficiency and accuracy, we do not guarantee response times, service levels, outcomes, or claim decisions. All estimates are based on available information and industry standards but may be subject to further review.

Use of the Site
This Site is intended for professional use by insurance carriers and partners. You may view content and contact us, but may not misrepresent your identity, attempt unauthorized access, upload malicious content, or use this Site to solicit business without consent.

Information We Collect
We may collect the following information through forms or submissions: name, email, phone number, and claim-related files such as photos or documents. This information is used for communication and claim or service processing. Our data practices may evolve.

No User Accounts
This Site currently does not allow users to create accounts.

Limitation of Liability
To the maximum extent allowed by law, Gotham Adjusting Alliance LLC shall not be liable for direct, indirect, incidental, or consequential damages arising from the use of this Site or our services.

Intellectual Property
All content on this Site is the property of Gotham Adjusting Alliance LLC and may not be reproduced or distributed without written permission.

Modifications
We reserve the right to update these Terms at any time without notice. Continued use of the Site constitutes acceptance of changes.

Governing Law
These Terms are governed by the laws of the State of New York. Disputes will be resolved in Albany County, NY.

Contact
For questions about these Terms, email [email protected].