Independent Auto Adjusting for New York Carriers
Black Car • TLC • Commercial Auto • Personal Lines
Field & Desk Appraisals • New York • New Jersey • Connecticut
Independent Adjusters for New York’s Auto Market
Gotham Adjusting Alliance is a New York–based independent adjusting firm focused on auto physical damage for insurers, MGAs, and TPAs across the Tri‑State area. Our team handles high‑volume urban claims, with a concentration in black car, TLC, commercial auto, and personal lines.
Carriers rely on us for fast contact, accurate estimates, and complete file documentation that aligns with their guidelines and New York regulatory expectations. From first contact through final supplement, assignments are managed with the responsiveness and professionalism claims leaders expect in a major metro.
Local knowledge of borough traffic patterns, repair practices, and body shop behavior is built into every file, so your teams get reliable information without chasing status or clarifications.
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Services for Insurers, MGAs & TPAs
Auto physical damage adjusting for black car, TLC, commercial fleets, and personal lines
Field & Photo Auto Appraisals
On‑site and photo‑based estimates for collision and comprehensive losses, written to carrier guidelines and local labor and material rates. Includes digital photos, options codes, and clear notes to support coverage and liability decisions.
Black Car & TLC Vehicle Claims
Dedicated experience with black car, livery, taxi, and app‑based TLC vehicles operating in New York City and surrounding markets. Familiar with TLC requirements, common repair scenarios, and the time‑sensitive nature of for‑hire units.
Commercial Fleet & Light Truck
Physical damage appraisals for delivery fleets, service vehicles, and light trucks. We work within carrier and fleet guidelines to minimize downtime while maintaining repair quality and cost control.
Total Loss Evaluations
Condition reports, options verification, and market‑aligned valuation support for total loss files in the Tri‑State area. Documentation is structured to support internal review, adverse carrier handling, and customer communication.
Supplement Review & Negotiation
Review and negotiation of body shop supplements, with clear variance notes and justification. Focused on keeping repair partners productive while managing severity in line with carrier expectations.
Desk Support & File Review
Remote file review, re‑inspection, and desk support for claims teams handling New York–area losses. Ideal for surge events or when you need local insight without deploying internal staff.
Weather, Theft & Vandalism
Documentation of hail, flood, storm, theft, and vandalism losses with attention to local conditions, prior damage, and police or incident reporting. Files are structured to support both coverage decisions and special investigation when required.
Luxury & High‑Value Vehicles
Adjusting for luxury, performance, and specialty vehicles where parts availability, OEM procedures, and proper refinish methods are critical. Estimates are written with attention to brand‑specific repair expectations.
Urban Parking & Street Damage
Claims arising from tight parking, side‑swipes, and street damage common to dense metro driving. Photos and notes clearly outline impact points and likely mechanisms of loss to support liability evaluation.
“In New York, excellence is the standard. Every file we handle is built for carrier review, not just closure.”
Assign Your Next New York Claim
Gotham Adjusting Alliance is built for carriers that need reliable auto physical damage support in New York and the broader Tri‑State area. Whether you are an insurer, MGA, or TPA, our adjusters provide clear estimates, prompt contact, and clean files that integrate smoothly into your workflows.
Use our contact form to submit a new assignment, request coverage details, or discuss program‑level needs for black car, TLC, commercial auto, or personal lines.
Serving Licensed Insurers, MGAs, TPAs & Authorized Partners Only
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